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Landlord insurance protects individual rental properties, while strata insurance covers shared areas and assets in community-owned properties. Under 'Buildings' policy, if your property isn't under a strata or similar scheme your furniture and furnishings are covered to up to 10% of the buildings

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Landlord insurance for strata covers the paint, carpet, floor coverings, kitchen, built-ins plus the landlord/tenant issues including loss of CHU now offers Build to rent - Residential Insurance. Build-to-rent is a residential property development in which all of the Property & building insurance in Australia- what is it & how to get it cheaper

Disclaimer: I am not a lawyer or insurance advisor! If you have a tenanted property in a strata building you need landlord insurance, you Will Property Damage Protection Cover Shared Property in Strata Buildings?